Super DIY Calculator (You/Spouse)

==> Super DIY Calculator (Edit Form) <==

Super DIY Calculator (Edit Form)

Field / You / Spouse / Combined

🌱 Age––

🎯 Retirement Age––

📅 Period (MMMYY) ––

💰 Opening Balance S₀––

💵 Monthly Concessional Contr (Gross)–––

💸 Annual Salary Sacrifice–––

💵➕ Annual Non‑Concessional Contr––

📈 Growth Rate % (GR%)––

🪙 Growth Withdrawal % (GW%)––

==> Super DIY Calculator (Assessment) <==

Super DIY Calculator (Assessment)

Field / You / Spouse / Combined

🌱 Age––

🎯 Retirement Age (Input)––

Years to Retirement (Calculated)––

Years Until Preservation Age (Calculated)––

📅 Period (MMMYY) (Input)––

💰 Opening Balance S₀ (Input)–

💵 Monthly Concessional Contr (Input)–––

Annual Concessional Contr (Calculated)–––

💸 Annual Salary Sacrifice (Input)–––

Concessional Contributions Tax (15%) (Calculated)–––

💵➕ Annual Non‑Concessional Contr (Input)–

Net Annual Contr (Calculated)–––

📈 Growth Rate % (GR%) (Input)––

Projected Balance at Retirement (Calculated)–

Projected Balance at Preservation Age (Calculated)–

🪙 Growth Withdrawal % (GW%) (Input)––

Est. Annual Withdrawal $ (Calculated)––

Est. Withdrawal Rate % (Calculated)––

==> Scenario Modelling (Input) <==

==> Scenario Modelling (Results) <==

Super DIY Calculator (Scenario Modelling — Results)

Field / Scenario 1 / Scenario 2

Question / If we increase annual contributions by $K to retirement age, how much additional growth and withdrawal would this generate by preservation age? / How much additional annual contribution is required to achieve our desired additional withdrawal?

From Assessment / Net Annual Contr: / Est. Annual Withdrawal $:

Add Contr per year / - / -

Desired Additional Withdrawal / – / -

Growth Rate % (used as WR%) / - / -

Years to Retirement / Preservation Age / - / -

Total Years of Contribution / - / -

Formula 1 / FV = PV × (1 + r)^n / Required Balance = Desired Additional Withdrawal / WR%

Formula 2 / FVᵢ = ΔContr × (1 + GR%)^(YearsToRetirement − (i − 1)) / Required Annual Contribution = Required Balance × GR% / ((1 + GR%)^TotalYearsOfContribution − 1)

Results / Total Contributions: -
Total Growth: -
Total Value: -
Additional Annual Withdrawal: -
Contr%/Gr%: -% / -%

/ Total Contributions: -
Total Growth: -
Total Value: -
Req Additional Contr: -
Contr%/Gr%: -% / -%