Super DIY Calculator (Icon Mapping/Instructions Summary)
==> Super DIY Calculator (Icon Mapping) <==
Super DIY Calculator (Icon Mapping)
Row Label / Icon / Notes
Age🌱Time input
Retirement Age🎯Time input
Period (MMMYY)📅Monthly update anchor
Opening Balance S₀💰Starting balance
Monthly Concessional Contr💵Contribution input (concessional, monthly)
Annual Salary Sacrifice💸Contribution input (salary sacrifice)
Annual Non‑Concessional Contr💵➕Contribution input (non‑concessional)
Growth Rate % (GR%)📈Growth assumption
Growth Withdrawal % (GW%)🪙Withdrawal assumption (gold coin)
==> Super DIY Calculator (Instructions Summary) <==
Super DIY Calculator (Instructions Summary)
Calculated Row / What It Represents / How It’s Calculated (Summary)
Years to Retirement / Time remaining until retirement / Retirement Age − Current Age
Annual Concessional Contr / Total concessional contributions before tax / Monthly Concessional × 12
Concessional Contributions Tax (15%) / Tax applied to concessional contributions / 15% × Annual Concessional
Net Annual Contr / Total contributions added to balance / Annual Non‑Concessional + (Annual Concessional − Tax)
Net Contributions = Growth / Balance where contributions equal growth / Solve for balance where: Net Contributions = Balance × GR%
Projected Balance at Retirement / Future value at retirement / Compound Sâ‚€ + contributions over Years to Retirement
Years Until Preservation Age / Time until super becomes accessible / Preservation Age − Current Age
Projected Balance at Preservation Age / Future value at preservation age / Compound Sâ‚€ + contributions over Years to Preservation
Est. Annual Withdrawal $ / Annual withdrawal based on GW% / Projected Balance at Preservation Age × GW%
Est. Withdrawal Rate % / Withdrawal relative to accessible balance / Est. Annual Withdrawal ÷ Projected Balance at Preservation Age
