EFI/EK Super APR24 Assessment
// EFI APR24 Assessment //
EFI is now sitting at 45K cash that will be reinvested by JUN24. Ex-Dividends are scheduled in MAY, and some ETFs in JUL so will be DCA Buys. CBA still has 3.2K, WOW at 1.7K, TWE at 2.8K, and BBUS at 5.4K. WBC, NAB, and ANZ are at 7.5% invested. About 15K remaining for each, so DCA at 5Kx3. BHP and DXS are at 8.5% invested. About 12.5K remaining for each, so DCA at 2.75Kx4=11K. 2 on ex-divs, and 2 on trading volatility. IOZ, VAS, SYI, AFI are at 6% invested. VAS we have a shortfall of (1.5K), so we’ll true-up our DCA Buys to reflect this. IOZ and AFI are running marginally close to 5% DFC, so we’ll closely monitor these 2 fore the year. SYI is about 12% spreads between the 52WH-52WL anchors, so as long as the DFC% stays above 6.5%, we’ll keep it. QAU [Gold] and CRYP [Crypto], will be our spec funds as they both have volatility and we’ll stabilize around the 5% DCA spreads. GEAR and ROBO will be our outliers, so 7% spreads. Income Funds est DFC at 8.1% is above our 7.5% target so no changes. ETFs Funds est DFC at 5.8% is above our 4% target so no change.
// EK Super APR24 Assessment //
For KSuper, T% is above 4.5% for WBC, NAB, ANZ, BHP and DXS. Ranges are between 6.5K-to-7K remaining so DCA at 2.25K-to-2.5K. WOW and TWE will be our offsets until another fund shows up in our radar. RIO is still trading on the premium. IOZ, VAS, SYI, AFI T% is above 3.5%, so we’re good there. Remaining of 4K each, so between 1.75K-to-2K DCA Buys. Our Cash Inv+Balanced = 36K, but 25K/11K, or 70%/30%, so will need to rebalance closer to 50%/50%. Our Cash Tr is 54K, and Rem $ is 72K, so (18K) shortfall. Our SG is about 3.2K+KBonus SG is about 4.5K, so +7.7K. We’ll see if we need to Salary Sacrifice the difference reach to the Contribution Limit. We’ll recalculate once the dividends are imputed in MAY.
For ESuper, T% is above 6% for WBC, NAB, ANZ, BHP, and DXS. DCAs are 1.75K. Once we make our NC Contribution of 13.5K and 3K Spousal Contribution, that’s +16.5K. 16.5K/8=+2K DCA Buys. EKSuper 8% DFC for Income Funds, and 5.7% for ETFs.
