VOO vs NOBL vs QQQ vs VXUS

Notes based on response from ChatGPT:

• Replace OHI with NOBL (for Growth)

• Alloc: VOO / VXUS / NOBL to 7.5% each

• Consider replacing VTIP (Income Qtrly) with QQQ (for Growth) for 7.5%

[Response from ChatGPT]

NYSE VOO Holding Composition: 500 largest US stocks (sector composition approximates relative to overall US stock market) Sector: Financials (18%), Technology (21%), Health Care (13%), Consumer Discretionary (11%), Industrial (10%), Consumer Staples (8%), Real Estate (6%), Utilities (3%), Energy (3%), Materials (3%), Communication Services (3%), Other (2%) Region: US (100%)

NOBLE ETF Holding Composition: 150 stocks of US large-cap size companies Sector: The sector breakdown of this ETF includes Information Technology (28%), Financials (20%), Health Care (14%), Consumer Staples (14%), Communications (7%), Industrials (7%), Utilities (7%), Real Estate (7%) and Energy (3%). Region: US (100%)

QQQ ETF Holding Composition: Nasdaq 100 (includes non-US companies which account for roughly 20% of portfolio) Sector: Technology (58%), Consumer Discretionary (17%), Health Care (14%), Communications Services (6%), Industrials (4%), Other (1%) Region: US (80%), International (20%)

NYSE: NOBL: Holding Composition: 61.2% Stocks; 23.4% Bonds; 15.4% Cash Sector: 34.2% Financials; 31.6% Consumer Discretionary; 16.3% Health Care Region: 25.5% US; 18.9% Japan; 16.8% Developed Markets Ex-US; 14.4% UK

Vanguard Total Stock Market ETF (VXUS): Holding Composition: 99.2% Stocks; 0.8% Cash Sector: 25.2% Financials; 20.2% Information Technology; 17.5% Health Care Region: 36.6% US; 30.5% Developed Markets Ex-US; 13.9% Japan; 11.8% UK