PPM 175K 3Y (JUN24-JUN26)
Notes:
Switched Net Prop from [Gains] to [Offsets]
Changed Allocation from 100K/70K-to-65K/110K
Removed PPM Initial of 8.3Kx3=25K
Increased EFI-Holding and US-Inv from 8.3Kx3=25K-to-12.5Kx3=37.5K each
Changed from PPM Initial-to-PPM 3Y Category
Target remains at 175K
// Mortgage Analysis //
Purchase Price: 700K
Down Payment: 140K
To-Date Rem Mortgage: 513K
Prepaid Mortgage (PPM): 107.5K
Rem Net PPM: 405.5K
Offset Acct: 235K
Rem Net Offset Acct: 176K [Target]
// PPM 3Y //
JUN24: 50K
SEP24: 8.5K [DFC][Pending]
Target: 175K
Years: 3
Target per year: 58.3K
Tiers: 2
Allocation: 65K/110K
———————————————
/ 65K / [Gains]
EFI [DFC]: 8.5Kx3=25.5K
EFI [MR]: 8.5Kx3=25.5K
KBonus: 5Kx3=15K
/ 110K / [Offsets]
EFI-Holding: 12.5Kx3=37.5K
US-Inv: 12.5Kx3=37.5K
Net Prop: 11.3Kx3=34K [MC+QC]
// JUN24-SEP24 // [Gains]
EFI [DFC]: 8.5K [SEP24]
EFI [MR]: 8.5K
KBonus: 5K
—> PPM 3Y: +22K [JUN24-SEP24]
// JUN24-JUL24 // [Offsets]
Net Prop: 11.3K
EFI-Holding: 12.5K
US-Inv: 12.5K
—> PPM 3Y: +36K [JUN24-JUL24]
