NE 175K (2Y)

// Mortgage Analysis //

Purchase Price: 700K

Down Payment: 140K

To-Date Rem Mortgage: 511K

Rem Mortgage (JUN24): 511K

Prepaid Mortgage (PPM)(JUN24): 290K*

ING Offset: 135K

Net Offset: 155K ==> Target Bal

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Actual Rem Mortgage: [Net PPM of 290K]*

Orange Simplifier: 81K

Orange Advantage: 138.4K [Linked to ING Offset]

Rem Mortgage: 219.4K

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Estimated Total: 175K

/ 75K / [Mortgage Repayments]

JUN25: (35K) / JUN26: (40K)

Rem Mortgage: (75K) ==> NE +75K

/ 34K / [Gains]

EFI [DFC]: 8.5Kx2=17K

EFI [MR]: 8.5Kx2=17K

/ 20K / [Bonus]

KBonus: 10Kx2=20K

/ 46.6K / [Offsets]

EKSh: 12Kx2=24K

Net Prop: 11.3Kx2=22.6K [MC+QC]

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Notes:

• Target Orange Simplifier Balance to zero

• Ensure ING Offset is = Orange Advantage

• ING Offset = [KD/KMA: 100K+EFI Holding: 35K]

• Any adds, offset with Prepaid Mortgage

• Mortgage Repayments reflect accrued interest charges