KD/KMA and KFI-BInvT (JAN25-DEC25)

// KD/KMA and KFI-BInvT Summary //

KD/KMA: funds will fully transfer out of ING-to-CBA/Macq by JUN25

KFI-BInvT: started transferring 3K from ING-to-CBA/Macq on JAN25

Set CBA KD/KMA at 60K by JUN25. Interest and Thailand trip costs reflected.

Consolidate KD/KMA with KFI-BInvT and rename to KMA-BInvT by JUN25.

KD/KMA=60K. KFI-BInvT=65K. Total 125K by JUN25.

Set 5% of 60K = 3K/12=+250/monthly (est 63K by JUN26)-to-CBA

Macq will be used as buffer for EFI since there’s no impact on withdrawals so long as the month end balance remains higher than previous month’s

Macq will include half of KD/KMA and half of KFI-BInvT by JUN25.

After JUN25, Macq will include existing balance +5K/monthly from KFI-BInvT.

// Summary of KFI-BInvT by DEC25 //

KFI-BInvT=3K/monthly x 6 =+18K starting JAN25-JUN25.

KFI-BInvT=5K/monthly x 6=+30K starting JUL25-DEC25.

Total KFI-BInvT=18K+30K=48K by DEC25.

Recalculate and reallocate KFI-BInvT by DEC25.

Assign KD/KMA-to-CBA at 60K. Continue auto payments at 250/monthly offset EKSh.

Assign KFI-BInvT-to-Macq. Macq+ING=Total KFI-BInvT for JUN25-JUN26.

Stop reccing KD/KMA and KFI-BInvT after JUN25.

Stay disciplined. Stay focused.

// Summary for KMA-BInvT //

KD/KMA=60K (JUN25)

KFI-BInvT=65K (JUN25)

// Payments and Offsets //

auto payments offset EKSh: 250/monthly-to-CBA [+3K]

auto transfers offset EKSh: 2.5K/monthly-to-CBA [+30K]

auto transfers offset EKSh: 2.5K/monthly-to-Macq [+30K]

offset 2K/monthly in ING from KD/KMA-to-MC-EFI [JAN25-JUN25]

offset 3K/monthly in ING from KFI-BInvT-to-MC-EFI [JAN25-JUN25]

offset 5K/monthly in ING from KFI-BInvT-to-MC-EFI [JUL25-DEC25]