EKSuper Super Split Forecast (2025-27)

Updated as of 21-AUG-25

EKSuper Super Split Forecast (2025-27)

Notes:

- Since we're saving up for our deposit for the investment property, it's best that we do Super Splitting for these 2-3 years until after the house deposit and sufficient funds in the Offset Acct for the investment property. 

- As the concessional contributions are now 30K, using our 60/40, would mean we'll need to contribute 18K into ESuper using after tax funds, which is now significant.

- We'll continue with the 3K spousal contribution for the tax credits.

If we do super splitting for 2 years for 20K each, we'll target KSuper at 250K and ESuper at 175K by JUN27.

No super splitting would mean KSuper would be over 250K and ESuper would be under 150K by JUN26, and we'll have a gap of 100K+, which would be too wide to cover. Assumptions exclude growth for simplicity on calculations as our forecasts use flat amounts.