Cash Flow Financial Planning (MAR25)

Updated as of 17-MAR-25

Cash Flow Financial Planning (MAR25)

Notes:
- Added Offset/PPM in CFFP, Net Equity, and Asset Alloc Model

- Updated 6% in Offset/PPM to reflect interest cost savings (assuming that we topup the savings difference back to Offset/PPM)

- Changed Savings-to-Savings+Offset/PPM

- Changed Property2 from 1M-to-885K (assuming no Macq Park) and adjusted for 2026 Property Value
- Reduced Stocks MR% from 8%-to-7.5%
- Reduced Super MR% from 8%-to-7.5%

- Increased Savings MR% from 5%-to-5.5%

Additional Notes:

- Currently no formula automation to reflect Down Payment for Investment Properties in Offset/PPM (manual adjustment in CFFP Model)

- May need to consider Offset/PPM adjustments as a separate template to reflect Cash Flow positions